Business Owner Protection

If the answer is no, or you are not sure, then we can help. 

Business Owner protection is a specialised area of insurance that provides a financial life line to your business in the event that a key person, including yourself is unable to work due to an injury, illness, or death. 

When a key person is unable to work due to unexpected illness, injury, or death the financial impact on your business can be significant. 

Also, if you are in partnership with another business owner then if they leave the business unexpectantly due to death then you might find yourself in business with their estate, or their estate demanding payment for their share of the business. 

It is likely that your business is one of your most important financial assets. And just like any other important asset it is crucial to have them properly protected. 

The types of protection used to protect against these events are items such as, key person business expenses, key person revenue protection, key person debt protection, and ownership protection. 

These types of protection work together in combination with each other to ensure appropriate safety. 

We are a financial advice firm that speciaises in this form of financial protection for business owners. It is a complex area and requires specialist advice. We work with our clients to understand their business and advise them what they need. We advise on what type of protection they need, how much they need, who should be the owner of the policies, and which is the most appropriate insurance company or insurance companies to use for their particular circumstances. 

To find out how this might apply to you before something happens please contact us or book an initial complimentary appointment to discuss your situation.